1. The APR shown for Home Equity Lines of Credit is a variable twelve-month introductory offer valid for the first twelve consecutive billing cycles. The APR is variable and based on the highest Prime Rate published each day in The Wall Street Journal Rates Table (the “index”), minus a margin of 1.25% during the introductory offer period. Offer limited to consumer Home Equity Lines of Credit not currently held at our bank, and consumer Home Equity Lines of Credit currently held at our bank that are in their repayment period. Not combinable with other offers.
2. The APR is variable and based on the highest Prime Rate published each day in The Wall Street Journal Rates Table (the “index”), plus a margin during the revolving and repayment period. The index plus a margin ranged from 4.50% to 6.00% as of April 1st, 2017. In no event will the APR exceed the lesser of 18% or the maximum rate allowed by applicable law. The Margin offered is dependent on the individual’s excellent and substantial credit characteristics. Individuals with less than excellent and substantial credit may be offered a higher margin. Property insurance required including flood insurance where applicable. A $50 annual fee applies. Loan amount may not exceed 85% of your home’s value. The minimum advance is $250. Rates and Terms are subject to change without notice. All loans are subject to credit approval.